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Tallybook

In the cohort

Bookkeeping by phone camera for market traders

FintechTractionGhana
Active users
67K
Paying customers
5.8K

The problem

Market traders keep sales in notebooks or their heads, so they can't prove income to get a loan and don't know which goods make money.

The solution

Tallybook records a sale from a photo or a voice note, shows daily profit and builds the income record that lenders ask for.

Who it's for

Informal traders and small shop owners with a smartphone.

Market

Bottom-up: about 45,000 customers like this in Ghana and nearby, worth roughly $200 million a year at our prices.

Competition and edge

What people use today

Mostly spreadsheets, phone calls and doing nothing. The established suppliers sell to large organisations and are too expensive and too slow to set up for the customers we serve.

Why this team wins

Kwame spent six years lending to small traders at a microfinance bank, so the team knows the buyers by name. Efua built the core technology, and the first customers came by referral.

Headline metric

67,000 active users, growing 9% a month

The team

Kwame knows the customer and has sold to them before; Efua has built this kind of system at scale. We have worked side by side since before Tallybook had a name.

Worked together
6–12 months
Hiring
A senior engineer and our first customer-success hire.

About the founder

Kwame Mensah

Founder & CEO · Accra, Ghana · 12 years of experience

Kwame spent six years lending to small traders at a microfinance bank. Started Tallybook in 2024 and works on it full-time from Accra.

LinkedIn

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