Paywise

مسئله

Hourly workers borrow at 300% interest to cover the gap before payday, even though they have already earned the money.

راه‌حل

Paywise lets employees withdraw wages they have already earned for a small flat fee, paid for by the employer as a benefit.

برای چه کسانی

Employers of hourly staff in retail, hospitality and manufacturing.

بازار

Bottom-up: about 60,000 customers like this in Mexico and nearby, worth roughly $280 million a year at our prices.

رقابت و مزیت

شاخص اصلی

42,000 active users, growing 17% a month

تیم

Valeria knows the customer and has sold to them before; Diego has built this kind of system at scale. We have worked side by side since before Paywise had a name.

سابقهٔ همکاری

بیش از ۳ سال

استخدام

A senior engineer and our first customer-success hire.

دربارهٔ بنیان‌گذار

Valeria Ramírez

Founder & CEO · Mexico City, Mexico · ۱۲ سال تجربه

Valeria ran payroll operations for a 12,000-person retailer. Started Paywise in 2024 and works on it full-time from Mexico City.

لینکدین