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Paywise

İncelemede

Wages on demand, without the payday loan

Finansal teknolojiİvmeMexico
Aktif kullanıcı
42 B
Ödeme yapan müşteri
61

Problem

Hourly workers borrow at 300% interest to cover the gap before payday, even though they have already earned the money.

Çözüm

Paywise lets employees withdraw wages they have already earned for a small flat fee, paid for by the employer as a benefit.

Kimin için

Employers of hourly staff in retail, hospitality and manufacturing.

Pazar

Bottom-up: about 60,000 customers like this in Mexico and nearby, worth roughly $280 million a year at our prices.

Rekabet ve üstünlük

Bugün ne kullanılıyor

Mostly spreadsheets, phone calls and doing nothing. The established suppliers sell to large organisations and are too expensive and too slow to set up for the customers we serve.

Bu ekip neden kazanır

Valeria ran payroll operations for a 12,000-person retailer, so the team knows the buyers by name. Diego built the core technology, and the first customers came by referral.

Öne çıkan metrik

42,000 active users, growing 17% a month

Ekip

Valeria knows the customer and has sold to them before; Diego has built this kind of system at scale. We have worked side by side since before Paywise had a name.

Birlikte çalışma süresi
3 yıldan fazla
İşe alım
A senior engineer and our first customer-success hire.

Kurucu hakkında

Valeria Ramírez

Founder & CEO · Mexico City, Mexico · 12 yıllık deneyim

Valeria ran payroll operations for a 12,000-person retailer. Started Paywise in 2024 and works on it full-time from Mexico City.

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